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Find answers to the most frequently asked questions about The Credit Gems. Here, we hope to provide clarity regarding our services, processes, pricing and what you can expect as our client.

  • Do you offer a money back guarantee?
    Yes, we do!
  • How long does it take to repair my credit?
    There is no way to predict in advance how long it will take to repair your credit, as every credit situation is different. On average the process can take between 12-18 months. Past members have stayed with us 6-12 months. *Your results will vary and are not guaranteed.
  • Do I qualify for your money back guarantee?
    If you've obtained our services for more than180 days and we do not remove any negatives. You have not used a credit-consulting agency nor attempted to repair your credit at least two years previous to signing up for our services. You have had no new collections or missed payments during the time frame we are assisting you You have maintained credit monitoring services at all times during the time frame we are helping you. You agree & have sent updated reports/responses from the three credit bureaus & creditors to us within five days of receipt. You should receive updated credit reports every 30-45 days and make us aware if updated reports have not been received.
  • Can I repair my credit on my own?
    Yes, you can by using the products below.

No Hidden Fees

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